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Saturday Budgeting

September 5th, 2020 at 03:18 pm

I’m probably the only person in the world who looks forward to sitting down with my budget planner! 😄

I was just thinking about the payroll deferral. Though it doesn’t apply to those making over $104k, I can’t opt out at my full-time job, though I will surely make over $104k this year with my added income. I hope there is not a penalty for the deferral, since I couldn’t opt out. I did remember though, that I’m on track to pay off my car in December so I can use that extra $200 every two weeks to cushion the deferral payback beginning in January. Things always seem to work out! I’m counting my blessings once again this morning.

My mortgage is not being counted against my net worth as of today on Mint. I’ll update again if they get it fixed.

Posted in Net Worth, Budgeting | 4 Comments »

4 Responses to “Saturday Budgeting”

  1. Amber Says:
    September 5th, 2020 at 11:30 pm 1599348617
    1599348617

    No you’re not the only one, I absolutely love reviewing my budget, tracking my spending and filling in my trackers. Lol, crazy I know.
    Though I qualify for the deferral, I will not enroll. Not worth paying more next year.

  2. Lots of Ideas Says:
    September 6th, 2020 at 12:08 pm 1599394116
    1599394116

    As long as you realize that your FICA deduction in January will double to make up for no deduction now, you are safe. I don’t think you can be penalized for them not deducting.

    I have to say that I think this program goes past stupid to dangerous. So many people will not realize that this is an unrequested loan and will be hurting in January.

  3. rob62521 Says:
    September 7th, 2020 at 03:18 pm 1599491890
    1599491890

    Not sure I enjoy it, but like to see where we are. I think it is a great idea. Hope you can get the thing fixed on Mint so you can see where you are.

  4. ceejay74 Says:
    September 8th, 2020 at 03:53 pm 1599580421
    1599580421

    I love doing my budgeting! Even when there's bad financial news, I like reworking my spreadsheets because it helps me feel more in control of the situation. I've thought about moving to one of the more automated systems like Mint but I love my homemade spreadsheets, even though they're a lot more work. I just have so much more control over them.

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