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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Stimulus Received

January 4th, 2021 at 09:28 pm

My stimulus posted to my account today. They are certainly getting these payments out quickly this time!

Posted in General musings | 4 Comments »

4 Responses to “Stimulus Received”

Petunia 100 Says:
January 5th, 2021 at 12:39 am 1609807148
1609807148

They sure are. Mine is there today, too. Amazingly fast.
MonkeyMama Says:
January 5th, 2021 at 01:14 am 1609809274
1609809274

Yup, got mine in 2020. That said, was probably just one business day before you, and my CU usually gives me deposits like this (any kind of direct deposit) a day early. I think this is just confirming I got mine one business day ahead. Sounds like they did a big batch for today.
disneysteve Says:
January 5th, 2021 at 01:37 am 1609810620
1609810620

My daughter got hers a few days ago.

My wife and I aren't eligible (which is perfectly fine as we absolutely don't need it nor should we get it).
rob62521 Says:
January 10th, 2021 at 07:26 pm 1610306803
1610306803

I couldn't believe how quickly we received ours.

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Firefly's Personal Finance Blog

Working out my spending impulses.

Stimulus Received

4 Responses to “Stimulus Received”

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