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About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Grandfather passed away

February 1st, 2021 at 05:41 am

My grandfather passed away Sunday morning. I was at already at work when my mom called before 7. I'm glad that I got to say goodbye Saturday. I also called my sisters so they could say goodbye, even though he wasn't responding yesterday. My mom said he was talking Friday. I am at peace that he was ready to go & that it was his time to go. He was my last living grandparent.

My parents got their vaccine yesterday. They got Moderna. I'm glad that all 3 of us have been vaccinated. Their second shot will come in 4 weeks, I believe.

I can't believe that it's already February!

Posted in General musings | 8 Comments »

8 Responses to “Grandfather passed away”

mumof2 Says:
February 1st, 2021 at 09:47 am 1612172849
1612172849

sorry about your grandpa...so glad you have been able to get the vaccinations
Wink Says:
February 1st, 2021 at 01:34 pm 1612186466
1612186466

I am so sorry, my condolences to you and your family. I am glad that you were able to see him to say goodbye. Take care.
CB in the City Says:
February 1st, 2021 at 02:28 pm 1612189701
1612189701

I'm so sorry about your grandfather. It's wonderful, though, that you were able to say goodbye, and that he passed peacefully.

I'm glad your parents were vaccinated. Wish I could get there, but every person who is vaccinated is a step in the right direction.
disneysteve Says:
February 1st, 2021 at 06:46 pm 1612205191
1612205191

Very sorry for your loss.
rob62521 Says:
February 1st, 2021 at 09:00 pm 1612213233
1612213233

Very sorry for your loss, but it sounds like he was ready and you have come to grips with it. God bless you. Glad you have gotten the vaccine.
LivingAlmostLarge Says:
February 3rd, 2021 at 06:38 pm 1612377526
1612377526

I am so sorry for your loss.
MonkeyMama Says:
February 4th, 2021 at 04:45 am 1612413946
1612413946

I am so sad to read this, sorry for your loss.
FrugalTexan75 Says:
February 13th, 2021 at 08:16 pm 1613247412
1613247412

I'm sorry for your loss.

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Firefly's Personal Finance Blog

Working out my spending impulses.

Grandfather passed away

8 Responses to “Grandfather passed away”

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