<< Back to all Blogs

About Me:

terri77

I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Happy Valentine’s Day! 💝💘

February 14th, 2021 at 09:09 pm

Happy Valentine's Day! Hope you stay warm with your loved ones today. We are expecting a freeze here in south Louisiana in the coming day or so. I have been staying warm inside, doing some laundry & cleaning. Tomorrow is President's Day so I have the day off, other than my initial assessment appointment for physical therapy and a consultation appointment with a painter.

I found a color for my bathroom walls at Sherwin Williams yesterday. It is called Maison Blanche.

I refreshed my accounts after Friday's market close. My IRA monthly contribution came out early due to the bank holiday.

Net Worth: $1,202,264

Posted in Home sweet home, General musings, Net Worth | 2 Comments »

2 Responses to “Happy Valentine’s Day! 💝💘”

rob62521 Says:
February 14th, 2021 at 10:17 pm 1613341071
1613341071

I looked up the color. I like it!

Happy Valentine's Day to you as well.

Central Illinois is under a winter storm warning with below zero wind chills, single digit temps, and 6-10 inches of snow. Oh, how I hate winter. Brrr. Hope your freeze doesn't last long.
terri77 Says:
February 15th, 2021 at 04:00 pm 1613404811
1613404811

Thanks, Rob! When I put it against my counter tops it is almost a perfect match. Maybe just a hair lighter. Again, any buyer will probably paint it a color of their choice, I’m just looking for a color that won’t turn them off. I wouldn’t be painting at all if I could help it, but the wallpaper is torn & most people don’t care for wallpaper. I am leaving the downstairs bathroom wallpaper for now since items intact. Painter isn’t sure when he’ll be able to make it here due to weather conditions this week, but there’s no rush at all. Kind of a blank slate so to speak

(Note: If you were logged in, we could automatically fill in these fields for you.)

Name:	*
Email:	Will not be published.
	Subscribe: Notify me of additional comments to this entry.
URL:
Verification:	* Please spell out the number 4. [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]

Firefly's Personal Finance Blog

Working out my spending impulses.

Happy Valentine’s Day! 💝💘

2 Responses to “Happy Valentine’s Day! 💝💘”

Leave a Reply