I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.I don't know if I'll post again before z Christmas, so I'm wishing you all a Merry Christmas today. My sisters both flew in Wednesday. One to New Orleans and my other sister & her family to Baton Roufe. Currently in the car writing this as my sister drives us to BR for the day.
I think I'm all done with shoppibn. I may pick up a restaurant gift gift card for my parents. I always try to give those to save them some cooking. I used to get a great Black Friday deal at an upscale Italian restaurant, but my dad let slip that my mom doesn't like much on the menu so I didn't get it this year. The deal was good, but a $100 gift card and get a bonus card for $50, but it's not a great deal if they don't find much they like on the menu.
I also want to confess that I have spent way too much at the Kate Spade sale site. In addition to the first 4 purses, I bought a couple more purses, wallets, card holders, and wristlets. My New Year resolution is to stay away! I am gifting the wallets that I bought this year to my mom, sisters, and niece. My niece will be 13 in March so she is getting to the age that I can gift her things like wallets. I used to carry around a purse when I was much younger than her & my relatives would be so tickled by it. She is much more into soccer than purses, but everyone needs a wallet, right?
Today I got my last paychecks of the year. With a $500 contribution to my TSP I have maxed it out for the year. This is the 15th year in my 15 years of federal service that I have maxed my TSP. I hope to keep it up until I retire. I have 12-15 more years before I can retire. I have not seen anything about President Biden signing the budget which sets our pay raise for next year. Last year he signed it on the 23rd.
Not surprisingly, I did not switch anything with my health insurance. When I tend to waffle with a decision I usually just stick with the known. I did up my FSA to $1300 for the year. If I stay on Ozempic I'll have no issue using the money.
December 23rd, 2022 at 04:27 pm 1671812858
December 23rd, 2022 at 06:57 pm 1671821846
Glad you found out about the restaurant so you didn't get your parents a gift card they might not want to use. As I age, I have noticed some restaurants have things I can no longer eat because it doesn't agree with me, or they change ingredients and it isn't as good.
Good deal on maxing out your TSP!
December 24th, 2022 at 02:51 am 1671850312
December 24th, 2022 at 01:44 pm 1671889476