I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.I forgot to post my net worth for November 2022. I just wanted to note that I never count the cash in my checking account as that seems too fluid. I usually keep around $10,000 in my checking, but again, it's very fluid. Between my brokerage and savings account I have $104,106. I have that earmarked for a down deposit on a house if I wish to buy again.
November 2022 $1,209,583
December 2022 $1,158,919
My net loss for December was $50,664.
December 2021 $1.388 million
December 2022 $1.159 million
My net loss for the year was $229k, or actually $269k since I added nearly 40k to savings and investments.
The losses are a little disheartening but I became a millionaire in 2020, years before I expected to reach that goal, and I have never fallen below that. I remain optimistic about the future. Happy New Year!
January 8th, 2023 at 11:51 pm 1673221893
January 11th, 2023 at 01:09 am 1673399381