I am 46, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.Not much to say about the stock market. I hit my high July 31st & it's been down since then. Oh well.
Looks like my cash surplus will be double what it was at the end of last year so I'm starting to think what I should do with it. Fully fund my IRA in January or pad my home down payment? I could do both actually.
I am looking forward to Napa Valley & Lake Tahoe. Flights & hotel have been booked. I booked the rental car yesterday. Now just to reserve the wine train.
For those that have been to either destination, what did you enjoy doing?