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About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

September 2023 Net Worth

October 5th, 2023 at 03:26 am

Investments $1,277,331

Cash Savings $29,599

Total $1,306,930

Monthly Loss/Gain -$55,424

Quarterly Loss/Gain -$33,096

July was such a promising month, but it's been downhill since then. At least the interest rates on savings is paying a little more. I may lock in some more money in CDs before interest rates start dropping.

Posted in Investing ideas, Savings stories, Net Worth, Investing, Personal Finance, Saving Money | 2 Comments »

2 Responses to “September 2023 Net Worth”

Amber Says:
October 5th, 2023 at 11:59 am 1696503599
1696503599

I think things will bounce back
rob62521 Says:
October 8th, 2023 at 07:22 pm 1696789367
1696789367

I hope things bounce back soon!

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Firefly's Personal Finance Blog

Working out my spending impulses.

September 2023 Net Worth

2 Responses to “September 2023 Net Worth”

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