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About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

House Update

July 3rd, 2024 at 11:48 pm

So far there is installed:

quartz countertops

sinks

cabinets

lighting fixtures

light switches

fans

backsplash tile

fireplace mantle

mantle tile

vinyl wood floor

ceramic tile floors

Still awaiting installation of:

carpeting

kitchen appliances

closet rods

shower doors

towel racks

alarm system

Outside they started painting the stucco, but the siding & doors haven't been painted.

Posted in Home sweet home | 1 Comments »

1 Responses to “House Update”

mumof2 Says:
July 4th, 2024 at 01:18 am 1720052303
1720052303

wow they are getting that built fast...we have a house near us that has been being built for over 3 years and it still isnt done

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Firefly's Personal Finance Blog

Working out my spending impulses.

House Update

1 Responses to “House Update”

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