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About Me:

terri77

I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2025:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021, but am rebuilding again after an expensive first year after building my home.

5. Invest in brokerage account. I am rebuilding this account after having used it for my home downpayment.

6. Give to church monthly. I now contribute by autodraft.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. Closed on my new build home in August 2024 with $134k down.🏡

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Date Started: Aug 4, 2007
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Home > September 2024 Net Worth

September 2024 Net Worth

October 2nd, 2024 at 04:50 pm

Total Investments $1,629,864

Savings $20,931

Home Equity $138,700

September 2024 Net Worth $1,789,495

August 2024 Net Worth $1,760,970

Monthly Gain/Loss $28,525

September was so very expensive: moving, new home, new furniture, a lot of home supplies & services purchased. I'm looking forward to settling into a more normal or routine schedule as far as expenses goes.

Posted in Home sweet home, Spending stuff, Net Worth, Budgeting, Personal Finance | 5 Comments »

5 Responses to “September 2024 Net Worth”

Tabs Says:
October 3rd, 2024 at 05:11 am 1727932263
1727932263

You don't have to answer this if you don't want to, but where is the net worth coming from? The savings and home equity alone wouldn't be enough, so is there an IRA or 401(k) that's not listed that's giving you that total?
terri77 Says:
October 3rd, 2024 at 06:00 am 1727935203
1727935203

The net worth comes from the 3 asset classes listed: investments, savings, & home equity. You can add them up to get my net worth.
Tabs Says:
October 4th, 2024 at 07:10 am 1728025837
1728025837

Ah ok thanks. Not questioning anything here, just wondering is all.
terri77 Says:
October 4th, 2024 at 10:44 am 1728038690
1728038690

No worries! I like questions.
rob62521 Says:
October 6th, 2024 at 07:14 pm 1728242097
1728242097

Nice net worth. Moving is always expensive, especially once you get in and realize there are things you need. Hopefully things settle down finance wise.

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Firefly's Personal Finance Blog

Working out my spending impulses.

September 2024 Net Worth

5 Responses to “September 2024 Net Worth”

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