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About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

October 2024 Net Worth

November 10th, 2024 at 09:30 pm

TSP $1,240,049

IRA $361,961

Brokerage $7,210

Investments Sub-total $1,609,220

Savings $14,882

Home Equity $138,700

October Net Worth $1,762,802

September Net Worth $1,789,495

Monthly Gain/Loss -$26,693

Car $11,000

Checking $4,939

Posted in Net Worth | 5 Comments »

5 Responses to “October 2024 Net Worth”

Tabs Says:
November 11th, 2024 at 04:44 pm 1731343468
1731343468

I'm confused. If your TSP is $1.2 mil, and your investments are $1.6 mil, doesn't that alone add up to $2.8 mil? But you list your net worth at $1.76? And why is it a monthly loss of -$26k when the net worth went up from $1.65 mil to $1.76 mil?
terri77 Says:
November 13th, 2024 at 06:07 am 1731478079
1731478079

Thank you for catching that error on my September net worth. I’ve corrected it now.

Investments is actually the subtotal of the first three line items. I’ll have to provide a better way of summarizing that for future entries.
Tabs Says:
November 13th, 2024 at 02:11 pm 1731507113
1731507113

Ohh OK, was just curious, that's all.
rob62521 Says:
November 17th, 2024 at 07:55 pm 1731873328
1731873328

Sorry on the loss, but great job on the investments overall. This past week has been a heartbreaker seeing the market and my investments drop each day.
patientsaver Says:
November 25th, 2024 at 03:48 pm 1732549706
1732549706

Fantastic!

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Firefly's Personal Finance Blog

Working out my spending impulses.

October 2024 Net Worth

5 Responses to “October 2024 Net Worth”

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