I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.Happy New Year! 2024 was good to me, despite health challenges for myself and my mom, who spent a month as an inpatient between the hospital & rehab. I have great expectations for 2025.
My financial goals for 2025 have not changed much. I am readjusting my budget & cash flow after building my home.
1. Max out TSP: $23,500
2. Max out Roth IRA: $7,000
3. Max out FSA: $3,300
4. Contribute $500 monthly to brokerage: $6,000
5. Begin to replenish my savings re-starting with $100 monthly contributions: $1,200
6. Rebuild cash cushion in checking to at least $10,000.
7. Automatic contributions to church & charity.
8. My TSP match will be $6,300.
January 1st, 2025 at 01:52 am 1735696367
January 3rd, 2025 at 09:45 pm 1735940721