<< Back to all Blogs

About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

Happy New Year 2025!

January 9th, 2025 at 12:22 pm

Wishing you and your loved ones a happy, healthy, and prosperous 2025! 🎇 🎆

I am currently in Maryland as my sister had surgery yesterday, but when I get home I will post my December 2024 Net Worth entry, as well as my 2024 Year End review.

Posted in Personal Finance | 2 Comments »

2 Responses to “Happy New Year 2025!”

Amber Says:
January 10th, 2025 at 04:18 am 1736482730
1736482730

Happy New Year, I hope your sister is doing well.
Tabs Says:
January 11th, 2025 at 12:24 am 1736555048
1736555048

Hoping you will also have a happy and propersous new year!

Surgery sounds pretty serious though.

(Note: If you were logged in, we could automatically fill in these fields for you.)

Name:	*
Email:	Will not be published.
	Subscribe: Notify me of additional comments to this entry.
URL:
Verification:	* Please spell out the number 4. [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]

Firefly's Personal Finance Blog

Working out my spending impulses.

Happy New Year 2025!

2 Responses to “Happy New Year 2025!”

Leave a Reply