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About Me:

terri77

I am 47, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2024:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021. I have 3-6 months of expenses saved at this time & I continue to save for my next car purchase, which is hopefully many years away. I use high yield savings and CDs.

5. Invest in brokerage account. I started with the proceeds from selling my condo & have added monthly. This account is for a future down payment when I purchase a home again.

6. Give to church monthly. I attend two churches right now so I alternate my monthly offerings.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. 🏡

February 2025 Net Worth

March 8th, 2025 at 10:41 am

TSP $1,297,598

IRA $378,475

Brokerage $9,539

Total Investments $1,685,612

Savings $10,139

Home Equity $139,000

Feb 2025 Net Worth $1,834,751

Jan 2025 Net Worth $1,866,262

Monthly Loss/Gain -$31,511

Checking $6,698

Car $11,000

Posted in Net Worth | 3 Comments »

3 Responses to “February 2025 Net Worth”

rob62521 Says:
March 8th, 2025 at 08:47 pm 1741466825
1741466825

Ouch on the loss. DH and I are at -50,000 in the past two weeks. It is grim.
GoodLiving Says:
March 9th, 2025 at 02:32 am 1741487574
1741487574

In the last two weeks, I've also lost more than $50k, it's really bad, I wonder how bad it will get.
terri77 Says:
March 9th, 2025 at 12:13 pm 1741522434
1741522434

It was a tough month, but I don’t think we’ve seen the worst of it yet.

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Firefly's Personal Finance Blog

Working out my spending impulses.

February 2025 Net Worth

3 Responses to “February 2025 Net Worth”

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