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About Me:

terri77

I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2025:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021, but am rebuilding again after an expensive first year after building my home.

5. Invest in brokerage account. I am rebuilding this account after having used it for my home downpayment.

6. Give to church monthly. I now contribute by autodraft.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. Closed on my new build home in August 2024 with $134k down.🏡

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Date Started: Aug 4, 2007
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Home > $2 million Net Worth

$2 million Net Worth

July 24th, 2025 at 09:41 pm

It was not that long ago that I reached $1 million net worth. That was only during the Codid pandemic which was 5 years ago. Wow, seems like yesterday. It's wild that I'm now looking at $2 million. I may reach it before the end of the year if the market doesn't have a downturn. I really can't believe how quickly my net worth has grown. I just want to make sure that I don't accumulate debt again, which is why I'm being very prudent right now to pay off my medical debt & traveling from this year.

Posted in Debt diet, Net Worth, Travel Tales, Debt, Healthcare | 4 Comments »

4 Responses to “$2 million Net Worth”

LifeBalance Says:
July 25th, 2025 at 12:34 pm 1753443266
1753443266

I've heard financial bloggers say "The first million is the hardest"!
rob62521 Says:
July 26th, 2025 at 07:36 pm 1753555002
1753555002

That's terrific! I imagine keeping your debt down as well as your investments have all paid off so to speak. Congratulations!
disneysteve Says:
July 27th, 2025 at 01:31 am 1753576307
1753576307

Awesome! Yes, the first million is by far the hardest. After that if you stay on track, the numbers grow much faster. From $1M to $2M is a 100% increase. From $2M to $3M is 50%. From $3M to $4M is 33%. So it takes progressively less of a return to hit the next million.
Tabs Says:
August 7th, 2025 at 12:35 am 1754523317
1754523317

Congrats on this fine milestone!

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Firefly's Personal Finance Blog

Working out my spending impulses.

$2 million Net Worth

4 Responses to “$2 million Net Worth”

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