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About Me:

terri77

I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2025:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021, but am rebuilding again after an expensive first year after building my home.

5. Invest in brokerage account. I am rebuilding this account after having used it for my home downpayment.

6. Give to church monthly. I now contribute by autodraft.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. Closed on my new build home in August 2024 with $134k down.🏡

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Date Started: Aug 4, 2007
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Home > Another Milestone

Another Milestone

October 30th, 2025 at 08:56 pm

Another milestone! I recently hit $2 million net worth, but today when updating my accounts I now have $2 million in investments on top of my other assets. My total net worth is now approaching $2.2 million.

Posted in Net Worth | 5 Comments »

5 Responses to “Another Milestone”

mumof2 Says:
October 30th, 2025 at 11:57 pm 1761868676
1761868676

congrats...
Tabs Says:
October 31st, 2025 at 06:47 am 1761893272
1761893272

That is excellent, especially if you are still under 50. Congrats!
Petunia 100 Says:
October 31st, 2025 at 04:55 pm 1761929741
1761929741

That's fabulous, congrats. May I ask: what is your net worth goal?
LivingAlmostLarge Says:
November 1st, 2025 at 04:39 am 1761971992
1761971992

Awesome work! Congrats
terri77 Says:
November 5th, 2025 at 03:18 pm 1762355916
1762355916

I really don't have a net worth goal. I know that I have achieved Coast FIRE, but I continue to save as much as possible. It's hard for me to back off my saving goals. I'm still maxing out my TSP, my IRA, and my FSA (for tax purposes).

Yes, I am still under 50. I am turning 48 next month.

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Firefly's Personal Finance Blog

Working out my spending impulses.

Another Milestone

5 Responses to “Another Milestone”

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