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About Me:

terri77

I am 48, single, no kids. I am a health care professional. I feel that I'm generally a very good saver and a not so good budgeter - hence the credit card debt payoff I worked through in 2020.

My personal finance goals for 2026:

1. Contribute maximum to Thrift Savings Plan. This is a recurring goal that I’ve accomplished every year since 2008.

2. Contribute maximum to Roth IRA. This is a recurring goal that I’ve accomplished every year since 2001.

3. Pay off credit cards. Completed January 2021. Now the strategy is to pay off my credit cards monthly with no balance carryover.

4. Build up emergency & long-term savings. I completed my initial goal in April 2021, but am rebuilding again after an expensive first year after building my home.

5. Invest in brokerage account. I am rebuilding this account after having used it for my home downpayment.

6. Give to church monthly. I now contribute by autodraft.

7. Give to charity monthly. Food banks are my preferred charity to give to. I have automated my charitable donations at work to give with my biweekly paychecks.

8. Apply for promotions as they become available. Right now I’m very happy in my current position, so this isn’t much of a goal currently. I have received several raises, I enjoy the work I do, & the people I work with…I’m very happy to stay where I am.

9. New goal for 2024! Build new home with $100k down. This will be funded from my brokerage account & cash savings. Closed on my new build home in August 2024 with 40% down.🏡

July 2026 Net Worth

August 6th, 2026 at 02:05 am

Investments $2,275,677

Savings $7,682

Home Equity $152,000

July Net Worth $2,435,359

June Net Worth $2,454,261

Monthly Gain/Loss -$18,902

A little down for the month of July, but no biggie. Got a new position at work, with added supervisory responsibilities, but no pay raise yet. I hope this strategic move works out for me. 🤞🏾

Posted in Net Worth, Career | 2 Comments »

2 Responses to “July 2026 Net Worth”

Tabs Says:
August 6th, 2026 at 06:33 pm 1786041204
1786041204

Yeah, I’m also down this month. Congrats on the new position though.
DK62565 Says:
August 8th, 2026 at 07:59 pm 1786219178
1786219178

Yes, my investments were down also.

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Firefly's Personal Finance Blog

Working out my spending impulses.

July 2026 Net Worth

2 Responses to “July 2026 Net Worth”

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