April 2024 Net Worth
May 2nd, 2024 at 09:30 amTSP $1,093,655
IRA $321,527
Brokerage $98,438
Investments $1,513,620
Savings $35,938
Total $1,549,558
Monthly Gain/Loss -$63,224
Checking $10,779
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Viewing the 'Net Worth' CategoryApril 2024 Net WorthMay 2nd, 2024 at 09:30 amTSP $1,093,655 IRA $321,527 Brokerage $98,438 Investments $1,513,620 Savings $35,938 Total $1,549,558 Monthly Gain/Loss -$63,224 Checking $10,779 March 2024 Net WorthMarch 29th, 2024 at 08:52 pmToday is Good Friday and the markets are closed. I can update my investments, but will have to wait until Monday to add my savings & cash, and calculate my total monthly gain. TSP $1,141,985 IRA $333,541 Brokerage $102,440 Investments $1,577,966 Savings $34,816 Net Worth $1,612,782 Monthly Gain Loss $53,939 Checking $19,155 My brokerage account is earmarked for my downpayment on my home, which is scheduled to be completed 6 months from now. I'm glad to have 6 more months to accumulate savings. I know they say that a downpayment shouldn't be invested aggressively, but I don't want to pull the money prematurely. February 2024 Net WorthMarch 2nd, 2024 at 02:47 pmTSP $1,103,630 IRA $322,758 Brokerage $98,764 Total Investments $1,525,152 Savings $33,691 February 2024 Net Worth $1,558,843 January 2024 Net Worth $1,481,220 Monthly Loss/Gain $77,623 Other Assets: Checking $19,386 Car $10,575-16,372 (estimates) I added my VIN to Monarch & got a vastly different car value than the one estimated from Credit Karma. Interesting. I really don't look at my car like true asset, but it does have value. However, if I had to replace my car I'd definitely be out more money. Piling up cash as I really get serious about looking at houses is a big priority. I want to be back in my hometown by Christmas. So if I'm building I need to start soon.
January 2024 Net WorthFebruary 5th, 2024 at 12:44 amInvestments $1,448,641 Cash Savings $32,579 January 2024 Net Worth $1,481,220 December 2023 Net Worth $1,470,019 Monthly Gain/Loss $11,201 I don't include the below in my net worth. Checking accounts $17,979 Car value $11,000 December 2023 Net WorthJanuary 4th, 2024 at 01:38 amInvestments $1,438,561 Savings $31,458 December Total $1,470,019 November Total $1,388,506 Monthly Gain/Loss $81,513 Not included, but worth mentioning. Checking accounts were $19,208 total & car value at lowest estimate is $11k. This puts me at $1.5 million net worth for the first time. 2023 Q4December 30th, 2023 at 03:54 pm2023 Q4 is done for the year: TSP $1,040,872 IRA $306,280 Brokerage $91,409 Total Investments $1,438,561 For comparison, 2022 Q4: TSP $810,864 IRA $243,949 Brokerage $79,994 Total Investments $1,134,888 ANNUAL Gain/Loss $303,673 GOAL! 🥅December 13th, 2023 at 04:41 pmYesterday my Thrift Savings Plan balance crossed $1 million for the first time. $1,001,824.87 to be exact. TSP Closing 12/8/23December 10th, 2023 at 02:44 pm$994,975.78 was my account balance on Friday. Getting close! November 2023 Net WorthDecember 2nd, 2023 at 10:41 amOne of my CDs pays the monthly dividend on the 1st so I'm always a day late. TSP $980,827 IRA $290,549 Brokerage $86,295 Total Investments $1,357,671 Cash Savings $30,835 Total Net Worth $1,388,506 Monthly Gain/Loss +$117,446 Checking $16,841 (included this month just to give an idea of what I usually have for cash flow, not included in my net worth calculation) Car $15,062 (checked Kelley Blue Book value this morning, also not included in my net worth calculation) My investments gained another $14,000 just one day later. I'm less than $9,000 away from reaching one million in my TSP. So close! SavingsDecember 1st, 2023 at 12:49 pmI had an alert set on my phone to open another CD at Capital One today, but have been thinking that I would just keep it liquid while looking for a house. I have two CDs maturing on January 2nd and February 1st and those are both set to transfer to savings rather than renew. That will give me a nice cushion for the new home purchase. Also, I checked rates this morning and the 5.30% 10 month CD is now 4.30%, which is what their savings account is paying. I can go to 12 months for 5.00%, but I think it's better to hold on to cash. Net worth looks great for November. I'll post final numbers today or tomorrow. Investments are almost to July 2023 numbers. I have exceeded the high of 2021 Q4, but only because of added contributions. I am on track to max out my retirement plans. October 2023 Net WorthNovember 3rd, 2023 at 12:54 amOctober was not a good month financially, but I had a lot of fun. I vacationed in Napa Valley & Lake Tahoe. I got back to dancing again with salsa & bachata lessons. I walked regularly. I lost weight. I looked at future homes. I still worry & pray about my mom, but I had more to sustain & relax me. Investments $1,240,842 Cash Savings $30,218 Total $1,271,060 Monthly Gain/Loss -$35,869 My net worth dipped below $1.3 million, but I'm not worried. I don't know what the markets will do short term, but I have faith in investing long term. Next month I will have another $10,000 to ladder into a CD. Capital One is paying 5.3% for a 10 month CD. And my checking account is paying 5.25%. September 2023 Net WorthOctober 5th, 2023 at 02:26 amInvestments $1,277,331 Cash Savings $29,599 Total $1,306,930 Monthly Loss/Gain -$55,424 Quarterly Loss/Gain -$33,096 July was such a promising month, but it's been downhill since then. At least the interest rates on savings is paying a little more. I may lock in some more money in CDs before interest rates start dropping. August 2023 Net WorthSeptember 7th, 2023 at 03:00 amInvestments $1,333,367 Cash Savings $28,987 Total 1,362,354 Monthly Gain/Loss -$30,326 July 2023 Net WorthAugust 2nd, 2023 at 01:55 amI can claim an all time investment high this month. TSP $985,217 IRA $292,627 brokerage $86,464 Investments $1,364,308 Savings $28,372 Total $1,392,680 That is $52,044 in investment gains & $52,655 gains over last month. Maybe August will be the month I see one milllion in my TSP? I'm also not far off from $300k in my IRA. I will hopefully see that sometime next year, if not this year. In other news, I applied for a pre-approved mortgage loan so my credit score took a hit of a couple of points due to credit inquiries, but I'm still well over 800. Pay Check 7/21/23July 20th, 2023 at 09:47 amYesterday I got my paystub for my biweekly check. We got our raise as well as backpay. It was a nice little bonus. I also hit a liquid cash high of $50k. I don't keep that much in cash as I always look to have my money invested. Even when I was saving for my first home I didn't have that much saved. Net WorthJuly 16th, 2023 at 01:09 pmMy net worth on Mint hit a new bench mark this week. I am currently at $1,401,489 in net worth. It's the first time I can recall that I've hit $1.4 million. This includes all cash & my car value. I've also recovered the $1.33 million I had in investments at the end of 2021. I now have $1.34 million in investments. Though my TSP & IRA are quite where they were, I now have a larger brokerage account than I had at that time. We'll see how the rest of this year plays out! June 2023 Net Worth UpdateJuly 3rd, 2023 at 04:52 pmWe're now half-way through 2023! The second quarter was a very good quarter. I'm almost back to where I was at the end of 2021 in my investments. I have about $30k to go to get back to where I was at Q4 2021. That's not including my contributions as I've been maxing my TSP & IRA, as well as contributing to a brokerage account since my personal investment high 18 months ago. I was at $975k in my TSP and I just knew that $1 million was around the corner. Then 2022 came and the market started its downward trend. Investments 1,312,264 Cash Savings $27,761 Total $1,340,025 Monthly Gain $82,465 May 2023 Net WorthJune 3rd, 2023 at 01:08 pmYesterday the markets went wild on the news of the debt ceiling deal, but too late to improve my May numbers which show a loss from April. Again, this does not including my checking account cash which hovers around $15k or my car value. Investments $1,230,403 Cash (not including checking) $27,157 Total $1,257,560 Loss $6,985 Additional contributions in April $3,250 Got two notices that my rent will rise by $20 on July due to increases in water collections from two elections. Not an issue, especially considering my recent raise. I just wish they would do something about my noisy neighbor, who thinks his apartment is a music studio. April 2023 Net WorthMay 10th, 2023 at 12:59 amSince I don't know if I'll be able to recover my lost entries, let's try this for a third time. Third time's the charm, right? Retirement investments $1,156,452 Brokerage investments $81,542 Savings $26,551 Total $1,264,545 My brokerage account is set aside for a future home purchase and my cash savings is earmarked for future car purchases. I put $500 into each every month. I hope to not have to buy another car until 2032, which is when all cars are projected to be electric. I know a hybrid CR-V today will cost approximately $35k with the trimmings I desire, which are nothing extravagant. Not included in my net worth is my cash in checking accounts and car value, which amount to approximately $35k. Paycheck 4/28/23April 29th, 2023 at 10:11 pmEven though they cut me an off-cycle check all of my retroactive earnings were shown on this paycheck along with my current earnings. Thankfully, my match was accounted for from both pay periods. My premium for both health & dental were doubled up, but the FSA pro-rated for the missed paycheck. It will be just a few dollars extra every check for the rest of the year. All fine by me. Investments are up for April, just waiting for monthly interest payments to post before my final tally. March 2023 Net WorthApril 2nd, 2023 at 05:52 pmThe stock market ended on a high note Friday to end the first quarter. Net worth for March was $1,247,432 Investment savings $1,221,478 Cash savings $25,954 Contributions were $4,125 for the month Total gain was $28,593 Obviously still off from the highs of late 2021, but headed in the right direction this quarter. I haven't seen that the latest interest rate increase affected any of my savings accounts, however.
February 2023 Net WorthMarch 3rd, 2023 at 01:46 amMy net worth was down for February, though not as much as expected. My investments were down & cash savings slightly up. Net Worth: $1,218,479 Change: $-27,325 I don't include cash in checking which is about $15,000 between the two accounts. Nor do I include depreciating assets like my car. Capital One paid my promo bonus of $100 for opening my savings account, so I took out another $10k to open a second CD while the rate is at 5.00%. I didn't want to pull anymore until I was sure that I would earn my bonus. My paycheck tomorrow will be my last paycheck with the 10% retention bonus. I will be fine financially, but it was a nice boost while it lasted. I'm happy that we're now recruiting & retaining staff, and we now need to focus on recruiting & retaining other positions. On the bright side, if things go as proposed we will get an 8% boost in January. Yes, it's a while away, but it's nice to know it's in the works.
January 2023 Net WorthFebruary 2nd, 2023 at 01:38 pmHappy Black History Month! The January market was good to us. I'm not at my highest number, but I'm not terribly far off either. I gained $86,805 last month including contributions which were $3,750. Net Worth $1,221,125 I am reading that we can expect the feds to continue raising interest rates into the late spring/early summer. If Capital One has paid my bonus for opening my 360 savings account by that time, I can move some money into CDs which will hopefully be at their peak rate. Their 360 account seems to be stuck at 3.3% while CD rates continue to rise. I may need to move back to my credit union. End of Year 2022 Part 2January 7th, 2023 at 05:31 pmI forgot to post my net worth for November 2022. I just wanted to note that I never count the cash in my checking account as that seems too fluid. I usually keep around $10,000 in my checking, but again, it's very fluid. Between my brokerage and savings account I have $104,106. I have that earmarked for a down deposit on a house if I wish to buy again. November 2022 $1,209,583 December 2022 $1,158,919 My net loss for December was $50,664. December 2021 $1.388 million December 2022 $1.159 million My net loss for the year was $229k, or actually $269k since I added nearly 40k to savings and investments. The losses are a little disheartening but I became a millionaire in 2020, years before I expected to reach that goal, and I have never fallen below that. I remain optimistic about the future. Happy New Year! Net Worth October 2022 & FIRE 🔥November 6th, 2022 at 08:46 pmI gained $83,955 over September's net work to finish the month at $1,129,958. $22,000 of that was cash while the rest is investments. September 2022 Net WorthOctober 12th, 2022 at 01:10 amI lost $100,824 in my investments, but still maintained 7 figures - just barely. September was my biggest one month drop yet, despite contributing 3 paychecks' worth of retirement investments & beginning contributions to my brokerage. Whew! My past paycheck on the 30th was pretty nice as it contained my new increased salary as well as some retroactive pay. $1,046,003 August 2022 Net WorthSeptember 12th, 2022 at 11:36 amI was down for the month of August. Net Worth: $1,126,879 Gain/Loss: -$42,350 Hello AugustAugust 1st, 2022 at 03:48 pmIt is August already! This summer is flying by. I don't like to wish time to pass, but I always enjoy the autumn. It is my favorite season. 🍁🍂🐿 I'm looking forward to our trip to Maine at the end of September. I am encouraged to read that airline tickets are decreasing in price. I need to book my ticket to Boston or Portland soon. 🦞⛵️ In June my investments & savings were down $83,439. For July I gained $90,928. I read this article this morning & a BoA executive predicts we're still at least 6 months out from an economic recovery. Who knows? I am glad that at least my cash savings, which isn't a huge amount, are getting more in interest. It can't combat this rapidly rising inflation, but it's something. Net Worth $1,221,187 Q2 SummaryJuly 3rd, 2022 at 10:58 pmSo I calculated my Q2 & monthly losses. Last month I was down $84,439. Last quarter I down $188,231. This included biweekly contributions of $800 to my TSP and monthly contributions of $1,000 to my savings. Last quarter I contributed $8,600. I maxed out my IRA in January, which in hindsight was not a good idea, but fortunately is a very small portion of my holdings. If the 401k limit goes up to $22,000 next year I'll increase my contributions to $850 biweekly. Q2 and Mid-Year OutlookJuly 1st, 2022 at 08:44 amI haven't done the final tally, but I'm down again for Q2. I don't know if there's an end in sight so I just keep plugging away. I'm still north of $1 million overall, and also in retirement. This is a strange economy. There seems to be no limit on jobs available, yet no people to fill the vacancies. So many people are leaving the healthcare field. It makes me nervous for the future of healthcare in this country. And I'm happy that I'm not traveling this summer as flights continue to be canceled due to a shortage of pilots. I read an article that estimated that 401k limits will increase to $22,000 next year due to inflation. I am anticipating an increase to the IRA limit as well. We shall see.
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