TSP $1,240,049

IRA $361,961

Brokerage $7,210

Investments Sub-total $1,609,220

Savings $14,882

Home Equity $138,700

October Net Worth $1,762,802

September Net Worth $1,789,495

Monthly Gain/Loss -$26,693

Car $11,000

Checking $4,939

Total Investments $1,629,864

Savings $20,931

Home Equity $138,700

September 2024 Net Worth $1,789,495

August 2024 Net Worth $1,760,970

Monthly Gain/Loss $28,525

September was so very expensive: moving, new home, new furniture, a lot of home supplies & services purchased. I'm looking forward to settling into a more normal or routine schedule as far as expenses goes.

TSP $1,230,506

IRA $360,024

Brokerage $6,141

Total Investments $1,596,671

Savings $25,823

Home Equity $138,476

August 2024 Net Worth $1,760,970

July 2024 Net Worth $1,709,201

Monthly Gain/Loss $51,769

Other Assets

Checking $9,070

Car $13,000 (average)

I posted my net worth update on the 1st & again a blog has disappeared. It's so frustrating when that happens. This one had my first numbers for the house as well. I am finally moving today, but I will repost the blog when I get a chance.

TSP $1,201,990

IRA $351,497

Brokerage $5,504

Total Investments $1,558,991

Savings $150,210

July Net Worth $1,709,201

June Net Worth $1,656,396

Monthly Gain/Loss $52,805

Checking $10,659

Car $10-16k

On Wednesday I met my next goal of $1,200,000 in my TSP. Friday my TSP closed at $1,209,480,85. Let's see how we end the month!

I just posted my June New Worth, then eclipsed that with this week's gains. So much in fact that Monarch had me surpossed $1.7 million for the first time. Pretty cooly. Lucky 7! I will feel very confident when I reach $2 million. That is my goal by age 50.

Good Morning and Happy July! It's been over a week since I've seen the house. I'm headed there this morning for doctor appointments and will stop by to see the updates. I'm antsy to see whatever progress they've made. I don't get nearly enough pictures. 🏡 

TSP $1,169,909

IRA $342,831

Brokerage $4,946

Investments Total $1,517,686

Savings $138,710

June Net Worth $1,656,396

May Net Worth $1,624,404

Monthly Gain/Loss $31,992

Checking $13,428

Car Value $10,000-16,000

TSP $1,146,260

IRA $337,601

Brokerage $4,305

Total Investments  $1,487,166

Savings $137,238

May 2024 Net Worth $1,624,404

April 2024 Net Worth $1,549,558

Monthly Gain/Loss $74,846

Checking $13,490

Car Value $10,000-16,000

TSP $1,093,655

IRA $321,527

Brokerage $98,438

Investments $1,513,620

Savings $35,938

April 2024 Net Worth $1,549,558

March 2024 Net Worth $1,612,782

Monthly Gain/Loss -$63,224

Checking $10,779

Today is Good Friday and the markets are closed. I can update my investments, but will have to wait until Monday to add my savings & cash, and calculate my total monthly gain.

TSP $1,141,985

IRA $333,541

Brokerage $102,440

Investments $1,577,966

Savings $34,816

March 2024 Net Worth $1,612,782

Monthly Gain Loss $53,939

Checking $19,155

My brokerage account is earmarked for my downpayment on my home, which is scheduled to be completed 6 months from now. I'm glad to have 6 more months to accumulate savings. I know they say that a downpayment shouldn't be invested aggressively, but I don't want to pull the money prematurely.

TSP $1,103,630

IRA $322,758

Brokerage $98,764

Total Investments $1,525,152

Savings $33,691

February 2024 Net Worth $1,558,843

January 2024 Net Worth $1,481,220

Monthly Loss/Gain $77,623

Other Assets:

Checking $19,386

Car $10,575-16,372 (estimates)

I added my VIN to Monarch & got a vastly different car value than the one estimated from Credit Karma. Interesting. I really don't look at my car like true asset, but it does have value. However, if I had to replace my car I'd definitely be out more money. 

I am sticking with Monarch. Mint was free, but I paid $50 for the year. I think it's worth it. I think it's the closest to replicating what Mint was. Still keeping Credit Karma as well.

Piling up cash as I really get serious about looking at houses is a big priority. I want to be back in my hometown by Christmas. So if I'm building I need to start soon.

Investments $1,448,641

Cash Savings $32,579

January 2024 Net Worth $1,481,220

December 2023 Net Worth $1,470,019

Monthly Gain/Loss $11,201

I don't include the below in my net worth.

Checking accounts $17,979

Car value $11,000

Investments $1,438,561

Savings $31,458

December Total $1,470,019

November Total $1,388,506

Monthly Gain/Loss $81,513

Not included, but worth mentioning. Checking accounts were $19,208 total & car value at lowest estimate is $11k. This puts me at $1.5 million net worth for the first time.

2023 Q4 is done for the year:

TSP $1,040,872

IRA $306,280

Brokerage $91,409

Total Investments $1,438,561

For comparison, 2022 Q4:

TSP $810,864

IRA $243,949

Brokerage $79,994

Total Investments $1,134,888

ANNUAL Gain/Loss $303,673

Yesterday my Thrift Savings Plan balance crossed $1 million for the first time. $1,001,824.87 to be exact. 

My Roth IRA balance is $295,011.92. If this holds steady I can expect to cross $300k next year. 

$994,975.78 was my account balance on Friday. Getting close!

One of my CDs pays the monthly dividend on the 1st so I'm always a day late.

TSP $980,827

IRA $290,549

Brokerage $86,295

Total Investments $1,357,671

Cash Savings $30,835

Total Net Worth $1,388,506

Monthly Gain/Loss +$117,446

Checking $16,841 (included this month just to give an idea of what I usually have for cash flow, not included in my net worth calculation)

Car $15,062 (checked Kelley Blue Book value this morning, also not included in my net worth calculation)

My investments gained another $14,000 just one day later. I'm less than $9,000 away from reaching one million in my TSP. So close!

I had an alert set on my phone to open another CD at Capital One today, but have been thinking that I would just keep it liquid while looking for a house. I have two CDs maturing on January 2nd and February 1st and those are both set to transfer to savings rather than renew. That will give me a nice cushion for the new home purchase. Also, I checked rates this morning and the 5.30% 10 month CD is now 4.30%, which is what their savings account is paying. I can go to 12 months for 5.00%, but I think it's better to hold on to cash.

Net worth looks great for November. I'll post final numbers today or tomorrow. Investments are almost to July 2023 numbers. I have exceeded the high of 2021 Q4, but only because of added contributions. I am on track to max out my retirement plans.

October was not a good month financially, but I had a lot of fun. I vacationed in Napa Valley & Lake Tahoe. I got back to dancing again with salsa & bachata lessons. I walked regularly. I lost weight. I looked at future homes. I still worry & pray about my mom, but I had more to sustain & relax me.

Investments $1,240,842

Cash Savings $30,218

Total $1,271,060

Monthly Gain/Loss -$35,869

My net worth dipped below $1.3 million, but I'm not worried.  I don't know what the markets will do short term, but I have faith in investing long term. Next month I will have another $10,000 to ladder into a CD. Capital One is paying 5.3% for a 10 month CD. And my checking account is paying 5.25%.

Investments $1,277,331

Cash Savings $29,599

Total $1,306,930

Monthly Loss/Gain -$55,424

Quarterly Loss/Gain -$33,096

July was such a promising month, but it's been downhill since then. At least the interest rates on savings is paying a little more. I may lock in some more money in CDs before interest rates start dropping.

Investments $1,333,367

Cash Savings $28,987

Total 1,362,354

Monthly Gain/Loss -$30,326

I can claim an all time investment high this month.

TSP $985,217

IRA $292,627

brokerage $86,464

Investments $1,364,308

Savings $28,372

Total $1,392,680

That is $52,044 in investment gains & $52,655 gains over last month. Maybe August will be the month I see one milllion in my TSP? I'm also not far off from $300k in my IRA. I will hopefully see that sometime next year, if not this year.

In other news, I applied for a pre-approved mortgage loan so my credit score took a hit of a couple of points due to credit inquiries, but I'm still well over 800.

Yesterday I got my paystub for my biweekly check. We got our raise as well as backpay. It was a nice little bonus. 

The market is up this week & I'm inching towards $1 million in my TSP. My high this week (before my biweekly contribution Thursday) was $979k. I am at $1.35 million in all investments.

I also hit a liquid cash high of $50k. I don't keep that much in cash as I always look to have my money invested. Even when I was saving for my first home I didn't have that much saved.

My net worth on Mint hit a new bench mark this week. I am currently at $1,401,489 in net worth. It's the first time I can recall that I've hit $1.4 million. This includes all cash & my car value.

I've also recovered the $1.33 million I had in investments at the end of 2021. I now have $1.34 million in investments. Though my TSP & IRA are quite where they were, I now have a larger brokerage account than I had at that time. We'll see how the rest of this year plays out!

We're now half-way through 2023! The second quarter was a very good quarter.

I'm almost back to where I was at the end of 2021 in my investments. I have about $30k to go to get back to where I was at Q4 2021. That's not including my contributions as I've been maxing my TSP & IRA, as well as contributing to a brokerage account since my personal investment high 18 months ago. I was at $975k in my TSP and I just knew that $1 million was around the corner. Then 2022 came and the market started its downward trend.

Investments 1,312,264

Cash Savings $27,761

Total $1,340,025

Monthly Gain $82,465

Yesterday the markets went wild on the news of the debt ceiling deal, but too late to improve my May numbers which show a loss from April. Again, this does not including my checking account cash which hovers around $15k or my car value.

Investments $1,230,403

Cash (not including checking) $27,157

Total $1,257,560

Loss $6,985

Additional contributions in April $3,250

Got two notices that my rent will rise by $20 on July due to increases in water collections from two elections. Not an issue, especially considering my recent raise. I just wish they would do something about my noisy neighbor, who thinks his apartment is a music studio. 

Since I don't know if I'll be able to recover my lost entries, let's try this for a third time. Third time's the charm, right?

Retirement investments $1,156,452

Brokerage investments $81,542 

Savings $26,551

Total $1,264,545

My brokerage account is set aside for a future home purchase and my cash savings is earmarked for future car purchases. I put $500 into each every month.

I hope to not have to buy another car until 2032, which is when all cars are projected to be electric. I know a hybrid CR-V today will cost approximately $35k with the trimmings I desire, which are nothing extravagant.

Not included in my net worth is my cash in checking accounts and car value, which amount to approximately $35k.

Even though they cut me an off-cycle check all of my retroactive earnings were shown on this paycheck along with my current earnings. Thankfully, my match was accounted for from both pay periods. My premium for both health & dental were doubled up, but the FSA pro-rated for the missed paycheck. It will be just a few dollars extra every check for the rest of the year. All fine by me.

Investments are up for April, just waiting for monthly interest payments to post before my final tally.

The stock market ended on a high note Friday to end the first quarter.

Net worth for March was $1,247,432

Investment savings $1,221,478

Cash savings $25,954 

Contributions were $4,125 for the month

Total gain was $28,593

Obviously still off from the highs of late 2021, but headed in the right direction this quarter. I haven't seen that the latest interest rate increase affected any of my savings accounts, however.